Official Document

hm88 Terms and Conditions and User Agreement

Please read and make sure you fully understand these Terms and Conditions before using the hm88 platform. This document sets out the legal agreement between players and the platform.

Last updated: 30 October 2026

Please read this document carefully. By registering an account or playing on the hm88 platform, you are considered to have read and agreed to all of these Terms and Conditions.

1. General Definitions and Access

hm88 is a platform providing online betting and gambling services for players in Myanmar. Anyone who uses this platform is considered to have read, understood, and accepted these Terms and Conditions.

These Terms and Conditions apply to all websites, mobile apps, and services associated with the hm88 platform. They apply whether you are playing as a private individual, on behalf of a company, or on behalf of a third party.

hm88 reserves the right to deny access to any person for valid reason. Access to the platform may vary depending on your location, country, or applicable local laws.

2. Account Registration and Information Accuracy

To play at hm88, you must have your own account. Information provided at registration — including your name, date of birth, and contact details — must be accurate, complete, and kept up to date.

Account Responsibilities

  • Each person may only open one hm88 account. Playing with duplicate accounts is strictly prohibited.
  • Do not share or give your account password to anyone. Keeping your account secure is your own responsibility.
  • Selling, transferring, or giving control of your account to another person is not allowed.
  • The account holder is fully responsible for all activity carried out on their account.

3. Age Restriction

hm88 is only open to players aged 21+. Anyone under 21 is strictly prohibited from registering, depositing, or playing.

If underage play is detected, the account will be closed immediately and any remaining balance may be forfeited. hm88 reserves the right to carry out age verification checks at any time.

4. Deposits

At hm88, you can make deposits using KBZPay, Wave Money, or AYA Pay. The name on your payment account must match the name registered on your hm88 account.

Deposit Terms

  • Minimum deposit — 3,000 Ks (applies to all payment methods).
  • Deposit processing time depends on the payment method used.
  • Deposits must be made from your own payment account. Deposits from a third party's account are not allowed.
  • Funds will only be available for play once the deposited amount has been credited to your hm88 account.
  • hm88 reserves the right to review deposits. If suspicious activity is detected, a deposit may be temporarily put on hold.

5. Withdrawals

Players can withdraw funds via KBZPay, Wave Money, or AYA Pay. Withdrawal processing normally takes 30 minutes to 3 hours.

Withdrawal Terms

  • Minimum withdrawal — 10,000 Ks.
  • Your account must be fully verified before you can make a withdrawal.
  • Withdrawals must be made to the same payment method used for your deposit.
  • Bonus funds cannot be withdrawn until the bonus requirements have been met — see the bonus section for details.
  • hm88 will process withdrawals after completing security checks, which may add to the processing time.

All transactions are processed on Myanmar Standard Time (MMT, UTC+6:30). Processing may take longer on bank holidays.

6. Bonuses and Promotions

All bonuses and promotions offered by hm88 are subject to the terms set out in this section. Please read and understand these terms before claiming any bonus.

Welcome Bonus

Get a 200% bonus on your first deposit — up to 300,000 Ks.

  • To withdraw bonus funds, you must wager 25x the bonus amount received.
  • Example — Deposit 20,000 Ks, get a 40,000 Ks bonus, giving you a total of 60,000 Ks. To withdraw, you must wager 40,000 Ks × 25 = 1,000,000 Ks.
  • Example — Deposit 320,000 Ks, get a 300,000 Ks bonus, giving you a total of 620,000 Ks. To withdraw, you must wager 300,000 Ks × 25 = 7,500,000 Ks.

Bonus Claim Terms

  • You cannot claim a new bonus while a previous bonus is still active.
  • Bonuses cannot be combined with any other promotion (except where specifically stated for certain bonuses).
  • If a player attempts to withdraw bonus funds before the bonus requirements are met, the bonus and any winnings from it will be forfeited.
  • hm88 reserves the right to modify or cancel any bonus without prior notice.

7. Game Rules

When playing games on hm88 — including slots, live casino, Baccarat, Roulette, Dragon Tiger, Shan Koe Mee, football betting, and others — players must follow the specific rules of each game.

  • Players may not exploit technical glitches, game software vulnerabilities, or errors during play.
  • If a fault occurs in a game and the player cannot detect it immediately, they must contact and notify hm88.
  • hm88 does not accept any chargeback requests for in-game transactions.
  • If a dispute arises between a player and the platform, hm88's game records will be treated as official evidence.

8. Prohibited Actions and Restrictions

The following actions are strictly prohibited on the hm88 platform.

  • Playing on behalf of another person (including "Chip Dumping").
  • Money laundering using funds that do not belong to you.
  • Creating duplicate accounts to claim bonuses (Bonus Abuse).
  • Attempting to alter or manipulate the game software's connections or progression, or engaging in hacking.
  • Using software bots, AI tools, or any automated playing tools.
  • Threatening, abusing, or using inappropriate language toward staff.

If any of the above prohibitions are violated, hm88 has the right to close the account and forfeit any remaining balance without prior warning.

9. Account Suspension and Closure

hm88 reserves the right to suspend or close a player's account for the following reasons.

  • A violation of these terms and conditions is found.
  • The information provided is found to be inaccurate.
  • Know Your Customer (KYC) requirements are not met.
  • Suspicious money laundering activity is detected.
  • The player requests self-exclusion or is believed to be playing without awareness of their actions (Self-exclusion).

If an account is to be closed, the player will be notified in advance by email. To dispute the closure, contact [email protected].

10. Privacy and Data Protection

hm88 protects players' personal data using SSL encryption. Full details on how player data is collected, stored, and used can be found in the Privacy Policy.

By using the hm88 platform, the player is considered to have also agreed to the Privacy Policy.

11. Limitation of Liability

hm88 is not responsible for any financial losses, lost income, or loss of information that occurs while players are playing. hm88's limitation of liability applies to the fullest extent permitted by law.

The hm88 platform is provided "as-is". In the event of technical disruptions, server faults, or game issues, refunds to players are generally not available — however, hm88 will review each case and decide at its discretion.

  • hm88 is not responsible for any actions taken on third-party websites linked from the platform.
  • hm88 is not liable for issues caused by lightning strikes, natural disasters, or internet outages.

12. Amendments to Terms and Conditions

hm88 reserves the right to amend these terms and conditions at any time, with or without prior notice. Any changes will be posted on this page and will take effect as soon as they are published on the website.

If a player continues playing after an amendment, they are considered to have agreed to the updated terms. If you disagree with these terms, you may stop using the hm88 platform.

If you have any questions about these terms and conditions, you can reach us via Live Chat, available 24/7, or by email at [email protected].

What you should know about the Terms and Conditions

Questions and answers that players frequently ask about hm88's terms and conditions.

The hm88 platform is only open to players aged 21+. Age verification checks may be carried out, and accounts found to belong to underage players may be closed without prior notice.

Each person may hold only one hm88 account. If duplicate accounts are detected, all accounts will be suspended and any bonuses, along with winnings derived from bonuses, may be voided. Accounts are protected by KYC (Know Your Customer) verification.

A wagering requirement means you must wager 25 times the bonus amount before you can withdraw it. For example — if you receive a bonus of 40,000 Ks, you must wager 40,000 × 25 = 1,000,000 Ks before withdrawing.

Withdrawals normally take between 30 minutes and 3 hours. Funds will be returned via KBZPay, Wave Money, or AYA Pay after security checks are completed. Please note that withdrawals may take longer on bank holidays.

No. Deposits must be made only from a payment account registered in the player's own name. Deposits sent from another person's account — including a family member's — may result in the funds being frozen.

hm88 will publish any updates on this Terms and Conditions page. Players should check this page regularly. Continuing to play after changes are published will be taken as acceptance of the updated terms.

Players can request account closure via hm88 Live Chat or by emailing [email protected]. Self-exclusion requests will be processed as quickly as possible and will be handled in line with our responsible gambling programme.

Play safely and securely at hm88

Now that you understand hm88's terms, you're ready to enjoy our games. Play slots, live casino, football betting, and more, 24/7. If you have any questions, our support team is always on hand to help.

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